Saturday, May 22, 2010

CENTRAL CIVIL PENSIONERS---IMPORTANT FAQ










1. Which rules Govern Pension?

Central Civil Services (Pension) Rules,1972.



2. Who is the Pension Sanctioning Authority?

The Head of Office in the Ministry/Department/Office where a Government servant
last served is the pension sanctioning authority.



3. What should a Government servant do to claim his pension?

The Head of Office is required to undertake the work of preparation of pension
papers in Form No. 7 of Pension Rules two years before the date on which a
Government servant is due to retire on superannuation. Eight months prior to the
retirement date, a Government servant is required to furnish certain information
(e.g. joint photo with spouse, family details, name of the branch of the
authorised bank through which he desires to draw his pension etc.) to his Head
of Office in the prescribed Form No. 5. After complying with the requirements of
CCS Pension Rules 59 & 60, the Head of Office has to forward to the Pay &
Accounts Officer Form 5 and Form 7 duly completed with a covering letter in Form
8 alongwith service book of the Government servant duly completed up-to-date and
any other documents relied upon for the verification of service, not later than
six months before the date of retirement of the Government servant.



4. Who is to authorize the pension?

On receipt of pension papers from Head of Office, the Pay & Accounts Officer
concerned will, after applying requisite checks, assess the amount of pension
and issue the Pension Payment Order (both halves of Pension Payment Order, i.e.
disburser’s portion and pensioner’s portion) not later than one month in advance
of the date of retirement of the Government servant with forwarding authority
letter, duly ink-signed and embossed, to Central Pension Accounting Office (CPAO)
who in turn will generate on computer a Special Seal Authority on the basis of
details given in the Pension Payment Order and authority letter of the Pay &
Accounts Officer and forward both halves of PPO with Special Seal Authority to
the concerned Link Branch of the authorised Public Sector Bank in the
State/Union Territory, which after keeping the details in the Index Register
will transmit the documents received from the CPAO to its paying branch opted by
the pensioner, for arranging the payment.





5. What to do in case the pension has not been fixed correctly?

The Pay & Accounts Officer while issuing the pension authorization will forward
one copy of the pension calculation sheet (out of three received by him from the
Head of Office) as certified by the Head of Office and countersigned by him (Pay
& Accounts Officer) to the pensioner along with the intimation of his having
sent the pension payment authority/PPO to the CPAO. In case it is found from the
pension calculation sheet that pension has been fixed incorrectly, the matter
may be taken-up with the Head of Office, PAO concerned who, if necessary, will
issue an amendment authority letter to Central Pension Accounting Office for
onward transmission to the paying branch through its Link Branch to carry out
necessary amendments in both halves of PPO.





6. Whether retirement gratuity, death gratuity can be paid by PAO/CPAO?

No. The amount of retirement/death gratuity as determined by the PAO shall be
intimated to the Head of Office who will draw and disburse the amount to the
retired Government servant or to the nominee/family as the case may be.





7. Is the Dearness Relief payable on original basic pension or on reduced
pension after commutation?



The Dearness Relief is payable on original basic pension before commutation.



8. Is any authorization from PAO/CPAO required for payment of dearness relief on
increased rates to pensioners/family pensioners?



No. Whenever any additional relief on pension/family pension is sanctioned by
Government, an intimation to this effect is sent by the Ministry of Personnel,
Public Grievances and Pension (Deptt. of Pension and Pensioners’ Welfare) to the
authorised representative of each nominated Public Sector Bank. Each Link Branch
will be responsible for ensuring that copies of the orders sanctioning
additional relief have actually been received by their paying branches and
payment of additional relief at the revised rates to the pensioners has been
commenced by them without any undue delay. Whenever there is change in the rates
of dearness relief on pension, paying branch will keep a note of rates along
with the date from which relief would take effect in disburser’s portion and the
pensioner’s half of the PPO under attestation by the Branch Manager or in-charge
before commencing payment of relief at the revised rates and/or payment of
arrears, if any, due to the pensioner on this account.





9. Is there any restriction on commutation of pension?

Yes. No Government servant against whom departmental or judicial proceedings as
referred to in Rule 9 of the Pension Rules, have been instituted before the date
of his retirement or the pensioner against whom such proceedings are instituted
after the date of retirement, shall be eligible to commute a fraction of his
provisional pension authorised under Rule 69 of the Pension Rules or the
pension, as the case may be, during the pendency of such proceedings.



10. Is there any limit on commutation of pension?

A Government servant shall be entitled to commute for a lump sum payment up to
40 per cent of his pension.





11. What will be the effective date of reduced pension if,

a) The applicant is drawing pension from PAO?

b) The applicant is drawing pension from a branch of Public Sector Bank?

c) A Government servant who retired on superannuation and commutation applied in
Form 1-A of CCS(Commutation of Pension) Rules up to the date of retirement and
commutation paid through Head of Officewithin the first month of retirement ?




a) The reduction in the amount of pension on account of the commutation shall be
operative from the date of receipt of the commuted value of pension or at the
end of three months after issue of authority by the PAO for the payment of
commuted value of pension, whichever is earlier.



(b) The reduction in the amount of pension on account of commutation shall be
operative from the date on which the commuted value of pension is credited by
the bank to the applicant's account to which pension is being credited.



(c) The reduction in the amount of pension on account of commutation shall be
operative from its inception. The commuted value is paid in two stages as such
the reduction in the amount of pension shall be made from the respective dates
of the payment as per (a) or (b) above, as the case may be.





12. How does the period of 15 years for restoration of commuted portion of
pension reckon?



The 15-year period for restoration may be reckoned from the date of retirement
itself only in case where the payment of commuted value of pension was/is made
during the first month of retirement leading to appropriate reduction on account
of commutation in the first pension itself. In all other cases, where the
commutation of pension led/leads to a reduction in the second or subsequent
month, the 15-year period will be reckoned from the date on which reduction in
pension became/becomes effective.





13. Whether the family can be given the benefit of 40 per cent commutation if a
pensioner dies before exercising option?



In view of Governments clarificatory orders, no such benefit can be given to the
family.



14. Is any authorization for restoration of commuted portion of pension after 15
years required from PAO/CPAO?



No. Restoration of commuted portion of pension after 15 years (from the date of
crediting of commuted value) or as fixed by the Government from time to time is
to be made automatically by bank on receipt of application in prescribed
proforma from the eligible pensioner. In cases where the date of commutation is
not readily available in the PPO, the bank will obtain the information from the
concerned PAO who issued the PPO through CPAO before restoring the commuted
portion of pension.





15. Whether retirement gratuity/death gratuity, commuted value of pension is
taxable ?

Retirement/death gratuity and the lump sum amount received on account of
commutation of pension is not taxable under Income Tax Act.





16. Is the payment of pension in cash or through a joint account with or without
"EITHER or SURVIVOR" facility permitted in the Scheme for Payment of Pension to
Central Government Civil Pensioners by Public Sector Banks?



Payment of pension in cash is not permitted in the scheme. However, the pension
payment is now permitted to be credited to a joint account operated by the
pensioner with his spouse (either by ‘Former or Survivor’ or ‘Either or
Survivor’ basis) in whose favour an authorization exists in the Pension Payment
Order, subject to certain terms and conditions.





17. Can a pension account be operated by a holder of Power of Attorney ?

No. The pension account can not be allowed to be operated by a holder of Power
of Attorney except in case of the account of former President of India or of the
spouse of the deceased President. However, the facility of allowing cheque books
and acceptance of standing instructions for transfer of funds from the account
is admissible as per instructions of R.B.I.





18. Can the deduction of Income Tax at source be made from pension payments ?


Yes, the paying branch will be responsible for deduction of Income Tax at source
from pension payments in accordance with the rates prescribed from time to time.
While deducting such tax from pension payments the paying branch will also allow
deduction on account of relief available under Income Tax Act from time to time
on production of proper and acceptable evidence of eligible savings by
pensioners. The paying branch will also issue the pensioner in April each year a
certificate of tax deducted in the form prescribed in the Income Tax Rules.





19. Can the excess payment, if any, credited to the pensioner’s account be
recovered by the bank?



Before commencing payment of pension, the paying branch is required to obtain an
undertaking in the prescribed form Annexure-XI of the Scheme from the pensioner.
On the strength of this undertaking the excess payment, if any, credited to
his/her account can be recovered by the paying branch.





20. Can the payment of retirement/death gratuity be made by the bank?

Unless otherwise specified, payment of death/retirement gratuity by the bank is
not covered under the scheme.



21. What to do if a pensioner/family pensioner desires to get his pension
payment account transferred?



(a) From one paying branch to another of the same Public Sector Bank within the
same station or a different station ?

(b) From one Public Sector Bank to another Public Sector Bank within the same
station. (Such transfers to be allowed only once in a financial year)?

(c) From one Public Sector Bank to another Public Sector Bank at a different
station ?



(a)Applications for transfer of pension payment account falling under this
category may be entertained by the paying branch of the Public Sector Bank
itself. In case the transfer is at the same station, Link Branch will make
necessary entries in the register maintained by them in the prescribed form in
Annexure-VIII of the scheme and forward the disburser’s portion of PPO to the
paying branch at which payment is desired under intimation to the CPAO and the
pensioner. In case transfer is at different station, Link Branch after keeping
the requisite note, will forward disburser’s portion of the PPO to the Link
Branch at new station for arranging payment through the new paying branch.
Necessary intimation of effecting such transfer will be sent to CPAO by the new
as well as old Link Branches in the form Annexure XXI for keeping a note of
change in their records under intimation to the pensioner. The receiving Link
Branch on receipt of the pension documents, will ensure forwarding the PPO to
the paying branch within three days and intimate the facts to the pensioner
simultaneously. Before forwarding the disburser’s portion of PPO to the new
paying branch/Link Branch, it will be ensured that the month upto which the
payment has been made is invariably indicated in the disburser’s portion of PPO.






(b)In cases request falling under category (b) & (c), when a pensioner applies
for transfer on a simple sheet of paper the old bank (transferor paying branch)
will send a letter duly signed by its Branch Manager to the Branch Manager of
the new paying branch, wherever located, alongwith photocopy of the pensioner’s
PPO showing the last payment made. This will be sent by Speed Post/Courier/Regd.
Post to the new paying branch at the new location, alongwith a copy each to the
pensioner, CPAO and for information to the Link Branch of the old paying branch.
Simultaneously, the old paying branch will send the bank’s copy of the PPO to
its Link Branch, duly completing all entries for transmission to the new Link
Branch. However, pensioner’s copy of PPO will be retained by pensioner and
produced at the new paying branch. The new paying branch will commence the
pension payment immediately on receipt of letter of the last payment certificate
as above. Simultaneously, it will send an intimation to its Link Branch with
full details of the commencement of the pension. The old paying branch and its
Link Branch will ensure that the bank’s copy of PPO is transmitted to the new
paying branch through its Link Branch. Pension will be paid for three months on
the basis of the photocopy of the pensioner’s PPO at transferee (New) branch,
from the date of last date of payment made at the transferor (Old) branch.
During this time, it will be the joint responsibility of both transferor (old)
and transferee (New) bank branches to ensure that all the documents under the
procedure, are received by the transferee (New) branch within the period of
three months. To avoid the risk of overpayment at the time of transfer, the
following certificate is required to be recorded on the Disburser’s portion of
PPO by the paying branch of the Public Sector Bank:

Certified that payment of pension has been made up to the month
----------------- and that this PPO consists of
---------------------continuation sheets for recording disbursement."

Except as stated above , the transfer of a pension account from one payment
point to another will not ordinarily be permitted.





22. What is the procedure for switchover of pension payment from Pay & Accounts
Office or treasury to Public Sector Bank ?



The existing pensioner will be required to submit his transfer application in
the form in Annexure IX of the Scheme in duplicate to his Pension Disbursing
Authority i.e. Pay & Accounts Office or Treasury as the case may be. Transfer
application in duplicate shall be forwarded immediately by the Pay & Accounts
Office along with the disburser’s copy of the PPO halves, duly authenticated and
written up-to-date to the CPAO for transmission to the Link Branch of the Public
Sector Bank for arranging payment after keeping necessary note in their records.
Pay & Accounts Office should also update the entries of payment made in the
pensioner’s portion of the PPO if not already done, before the transfer
application is sent to the CPAO.

In case of transfer from Treasury to Public Sector Banks, the transfer
application along with PPO, should be routed through the concerned A.G. whose
authorised officer will countersign and also emboss special seal before
transmitting the same to the CPAO.





23. Who is to authorize payment of family pension and death gratuity when a
Govt. servant dies while on deputation ?



In the case of a Govt. servant who dies while on deputation to another Central
Govt. Deptt.,action to authorize family pension and death gratuity in accordance
with the provisions of chapter IX of the pension Rules shall be taken by his
Head of Office of the borrowing department.

In the case of a Govt. servant who dies while on deputation to a State Govt. or
while on Foreign Service action to authorize the payments of family pension and
death gratuity in accordance with the provisions of Chapter IX of the pension
Rules shall be taken by the Head of Office or the cadre authority which
sanctioned the deputation of the Govt. servant to the State Govt. or to his
Foreign Service.





24. When should a family member become eligible for the grant of family pension
to get the family pension?



Normally, family pension is sanctioned and authorized at the same time as
pension and indicated in the Pension Payment Order and is to be drawn after the
death of the pensioner. In case of Govt. servant dying while in service, the
widow or widower has to make a claim in Form 14 to the Head of Office who will
sanction and authorize the family pension through its Pay & Accounts Officer.


Where the deceased Govt. servant is survived only by a child or children, the
guardian (in case of minor child/children) or such child or children may submit
a claim in Form 14 to the Head of Office for sanction and authorisation of
family pension with its PAO.

For getting family pension, the deceased pensioner's family should apply in Form
No. 14 along with a copy of the death certificate of the deceased pensioner (i)
to the Pension Disbursing Authority if, the amount of family pension is already
indicated in the Pension Payment Order (ii) to the Head of Office for sanction
of family pension in all other cases.





25. Up to which period family pension is payable?

Family pension is payable to one member of the family at a time in the order and
for the period as under:



a)In the case of a widow or widower, up to the date of death or remarriage,
whichever is earlier.

b)When widow or widower becomes ineligible, children below 25 years of age in
the order of their age, up to 25 years of age or till they get married, in case
of daughter or till they start earning more than the minimum family pension
along with dearness allowance thereon.

c) After (a)& (b) above; for the lifetime to any unemployed son/daughter who is
suffering from any disorder or disability of mind (including mentally
retarded)or physically crippled or disabled.



d)Parents who were wholly dependent on the Govt. servant when he/she was alive
provided the deceased employee had left neither a widow nor a child.





26. Is family pension payable to more than one person at a time?

Normally, the family pension is payable to one eligible member at a time.
However, in certain specific cases, the family pension is divided among eligible
members of the family.The family pension will be paid in equal shares where the
deceased Govt. servant or pensioner is survived by –



a) More than one widow (except in the case of Hindu widow). On the death of one
widow, her share of the family pension shall become payable to eligible child.
If she is not survived by any child, her share of the family pension shall not
lapse but shall be payable to the other widows in wife; the eligible child will
be paid the share, which the mother would have equal shares.

b)A widow and an eligible child through another received had she been alive.

c)A widow and an eligible child from a divorced wife; the child will be entitled
to the share of family pension which the mother would have received had she not
been divorced.





27. How is the family pension payable to twin children?

Where the family pension is payable to twin children, it will be paid to such
children in equal shares provided that when one such child ceases to be eligible
his/her share shall revert to the other child and when both of them cease to be
eligible, the family pension shall be payable to the next eligible single
child/twin children.





28. Is family pension payable to a spouse judicially separated?

Yes, family pension is payable to a spouse judicially separated but not to a
spouse judicially separated on the ground of adultery.





29. What has the pensioner to do for restoration of commuted portion of pension?
From what date is it restored?



Commuted portion of pension is to be restored after 15 years from the date of
commutation. This restoration was introduced w.e.f. 1.4.85 i.e. those who
completed 15 years on or after 1.4.85, their pension was to be restored. This
period of 15 years is to be counted from date of discharge provided commutation
was sanctioned simultaneously with service pension in the same PPO.

However, where commutation was sanctioned subsequent to the date of discharge
the restoration of commuted portion of pension will be done on completion of 15
years from the date from which the amount of capitalized value is paid or
credited to the pensioner's account. Every pensioner has to apply to his PDA
(Pension Disbursing authority) through an application after completion of 15
years for restoration of commuted portion of pension.





30. To whom is rounding off benefit of percentage of disability pension
admissible?

In pursuance of Vth CPC recommendations, Govt.of India, Ministry of Defence vide
their letter dated 31.01.2001 have issued orders for revision of disability
pension in respect of Post 96 discharge / invalidment / death cases. For
purposes of grant of disability pension, following two criteria have been
adhered to.

In invalidment cases disability element will be computed as under: % of
disability assessed by Medical Board. % to be recovered for computation of
disability pension

Less than 50% 50%

Between 50 and 75% 75%

Between 76 and 100% 100%

Disability Element (DE) on Discharge Release Cases: In discharge release cases,
no disability element shall be payable for disabilities less than 20%. Rounding
off benefit in such cases will not be allowed.





31. Under Vth CPC orders remarriage of widow even with a person other than real
brother of the deceased does not debar her from payment of special family
pension. What is the exact rule position in this regard?



Before Vth CPC orders a widow, recipient of special family pension, on
remarriage with real brother of the deceased was allowed special family pension.
In case of remarriage of widow with a person other than the real brother of the
deceased special family pension was discontinued from the date of marriage.
However, in case of liberalised family pension ordinary family pension was
payable on re-marriage with other than real brother.

Under Vth CPC orders applicable from 1.1.96 the position has undergone a change.
Now the payment of SFP to the widow in the event of remarriage will depend upon
the circumstances as to whether or not she has children and whether she supports
them after remarriage. (i) If she has no children She will get full SFP

(ii) If she has children and supports them Full SFP

(iii) If she has children but does not support 50% SFP to children & OFP to
widow

The above position is valid only when the widow is the nominated heir. However,
where first life award is sanctioned to parents, the payment of family pension
will be regulated as under: - (aa) If widow continues to support child(ren)
after re-marriage or has no issues 50% of SFP to Parents, 50% of SFP to Widow.


(ab) If widow does not support children after re-marriage but the children are
supported by the parents. Full SFP to parents, Ordinary Family Pension to widow


(ac) If children are not supported either by the remarried widow or the parents.
50% of SFP to parents, 50% of SFP to eligible children, Ordinary Family Pension
to widow.

(ad) On death or disqualification of parents and the widow supports the children
or has no issues. Full SFP to widow.

(ae) On death or disqualification of parents and the widow does not support the
children Full SFP to children' Ordinary Family Pension to widow.





32. Whether family pension may be sanctioned to a handicapped child during
lifetime of a pensioner who has no wife or any other children.



No. Family Pension in this case may be sanctioned only when the contingency
arises. However, a note of such child will be kept in record of RO/HOO and P.S.A.





33. Continuance award of Special Family Pension is admissible from which date
and in whose favour is the SFP Continued?



When Special Family Pension is sanctioned to widow and she becomes disqualified
or dies and it is sanctioned to father or mother it is called continuance award
of Special Family Pension. It is sanctioned from the date of application by the
parents.





34. Whether in all cases service element is payable along with disability
element in disability pension cases?



No. Those who are discharged from service on completion of their terms of
engagement with service gratuity without earning a service pension, if found
suffering from a disability which is accepted as attributable to or aggravated
by service at 20% or above, may be sanctioned Disability Element in addition to
service gratuity. Service element is not payable in such cases.





35. Whether restoration of commuted portion of pension is admissible to those
who were absorbed permanently in autonomous bodies/PSUs and have drawn lump-sum
capitalised value in lieu of pension?



Yes. Only 1/3rd portion of pension which was normally allowed to be commuted may
be restored after 15 years from the date of commutation and dearness relief is
also payable on this in terms of O.M. dated 6.9.2007 and O.M. dated 15.9.2008.





36. Describe Consolidation of family pension at the rate of 30% of pay in
respect of pre-96 family pension cases and method of calculation thereof?



References have been received that the family pension should be calculated @ 30%
of the notionally fixed pay on the basis of Fourth Pay Commission and
consolidated thereafter as on 01/01/1996. This matter has been considered but it
has not been found practicable to accede to the same as consolidation of pension
can be done only with reference to the family pension already drawn prior to
01/01/1996. Family pension @ 30% is effective from 01.01.1996 only





37. Is the family pension admissible to parents; widowed/divorced/unmarried
daughters?

As in reply to Q.25



38. What is the period of payment of enhanced family pension?

From 1.1.2006, where a person not governed by the Workmen’s Compensation Act
dies while in service after rendering not less than seven years’ continuous
service, the rate of family pension shall be equal to 50% of last pay drawn from
the date of death of deceased Government Servant for a period of ten years. In
the event of death of Government Servant after retirement the enhanced family
pension shall be payable for a period of seven years or for a period upto the
date the deceased would have attained the age of 67 years, whichever is earlier.
In no case the amount of family pension exceed the pension authorised on
retirement from Government service.





39. What is the formula for pension revision for pre-2006 pensioner/family
pensioner?

In terms of para 4.1 of OM No.38/37/08-P&PW(A) dated 1.9.2008, the
pension/family pension will be consolidated w.e.f. 1.1.2006 by adding together (i)
The existing pension/family pension,(ii) Dearness Pension, where applicable, (iii)Dearness
Relief @24% of basic Pension/Basic Family Pension plus dearness pension as
admissible vide OM No.42/2/2006-P&PW(G) dated 5.4.2006 and (iv) Fitment
weightage @40% of the existing pension/family pension. Where the existing
pension at (i) includes the effect of merger of 50% of DR w.e.f. 1.4.2004, the
existing pension for the purpose of fitment weightage will be re-calculated
after excluding the merged DR of 50% from the pension. The amount so arrived at
will be regarded as consolidated pension/family pension w.e.f. 1.1.2006.





40. What is the minimum and maximum pension?

Minimum pension shall not be less than Rs.3500/- and maximum shall be 50% of the
highest pay in Government. Pension/family pension shall not be less than 50%/30%
of the minimum, of the revised scale of pay w.e.f 1.1.2006 of the post held by
the pensioner.





41. How much of the pension can be commuted?

A pensioner can opt to commute up to 40% of the pension admissible at the time
of retirement.



42. Is there any ceiling on gratuities and if so what is the maximum amount
admissible?

Yes. Ceiling on all gratuities has been raised to Rs.ten lakhs (earlier the
limit was Rs.3.5 lakhs). DA also to be added with pay for calculation of
gratuity.





43. What is the extent of neutralization of relief granted to pensioners?

100% neutralization of relief is granted to all pensioners at the same rate like
serving employees.



44. Is Personal Pension to be discontinued with effect from 1.1.1996 ?

Yes.



45. What is the medical allowance for pensioners?

Rs.100/- is granted to each of the pensioners not covered by CGHS. Pensioners
living in cosmopolitan cities not covered by CGHS dispensary are also eligible
on production of a certificate to that effect.





46. When can pension be withheld or withdrawn?

Future good conduct is an implied condition of every grant of pension and its
continuance under the CCS (Pension) Rules, 1972.



The pension or a part there of can be withheld or withdrawn in such cases where
a pensioner is convicted of a serious crime or found guilty of a serious or a
grave act of misconduct/negligence after retirement, or during the period of
service, including the service rendered upon re-employment after retirement.





47. What is restoration of pension and when is it due?

Restoration of the fraction of the pension commuted by the pensioners becomes
due for restoration after completion of 15 years period from the date of payment
of lumpsum value of commutation.





48. What is enhanced family pension and how long is it paid?

From 1.1.2006, where a person not governed by the Workmen’s Compensation Act
dies while in service after rendering not less than seven years’ continuous
service, the rate of family pension shall be equal to 50% of last pay drawn from
the date of death of deceased Government Servant for a period of ten years. In
the event of death of Government Servant after retirement the enhanced family
pension shall be payable for a period of seven years or for a period upto the
date the deceased would have attained the age of 67 years, whichever is earlier.
In no case the amount of family pension exceed the pension authorised on
retirement from Government service.





49. Are the employed family pensioners and the re-employed pensioners entitled
to Dearness Relief (DR) on their family pension/pension ?



Yes, w.e.f. 18/07/97 onwards.



50. What is reduced pension?

Reduced pension is the part of pension which is payable after deducting commuted
portion of the pension.





51. When can a Government servant apply for voluntary retirement?

A Government servant can apply for voluntary retirement only after completion of
20 years of his Government service. He/She should apply three months in advance.






52. When will my DCRG/part of DCRG be released?

After receipt of refund advice/ no claim certificate from pension sanctioning
authority, the DCRG is released immediately.





53. What is the meaning of the following terms?

(a) Pension Disbursing Authority

(b) Pension Sanctioning Authority

(c) PPO Issuing Authority













Pension disbursing authorityBank Branch/Treasury/Post Office paying your pension
Pension sanction authorityThe authority who sanctioned your pension before forwarding the case
to Accounts.
PPO issuing authorityIf you retired from HQ, the PPO issuing authority is head of
accounts branch of that unit.

54. Whether older pensioners will get higher rate of pension?

Yes, from 1.1.2006, the quantum of pension/family pension available to old
pensioners/family pensioners has been increased as follows:-

O.M.No. 38/37/08- P&PW(A) dated 2.9.2008



























Age of pensioner/family pensioner
Additional quantum of pension
From 80 years to less than 85 years20% of revised basic pension/family pension
From 85 years to less than 90 years 30% of revised basic pension/family pension
From 90 years to less than 95 years40% of revised basic pension/family pension
From 95 years to less than 100 years 50% of revised basic pension/family pension
100 years or more 100% of revised basic pension/family pension


55. What is the method of computing pension?

Pension is now payable @ 50% of the last 10 months’ average emoluments or last
pay drawn, whichever is more beneficial to the retiring employee.



56. Is family pension available after remarriage ?

Family pension has now been made available even after remarriage to childless
widow of the deceased employee subject to her earnings not exceeding the
prescribed minimum family pension with DR.




57. Whether in the case of pensioners who are in receipt of more than one
pension, the floor ceiling of Rs.3500 will apply to the total of all pensions
taken together?



It was clarified in Deptt. of Pension & PW’s OM No.38/38/02-P&PW(A) dated
23.4.2003 that in respect of civil and military pension, the floor ceiling
taking the two pensions together will not apply and the individual pensions will
be governed by respective pension rules. These instructions would continue to
apply in the context of revised floor ceiling of Rs.3500/-p.m. Accordingly, the
floor ceiling will apply individually in the civil and military pension. In
case, a person is in receipt of pension as well as family pension, the floor
ceiling of Rs.3500 will apply individually to such pension and family pension



.



58. Whether the element of disability pension and invalid pension will be
combined or treated as separate identity?



It was clarified in Deptt. Of Pension & PW's OM No.45/86/97-P&PW(A) dated
7.8.2001 that the element of disability pension and invalid pension may be
treated as distinct pensions. The invalid pension may continue to be regulated
as per CCS(Pension) Rules subject top certain minimum amount * and the
extraordinary disability pension may continue to be treated as a separate
element and this should be fixed as per the degree of disability. This will be
subject to the further condition that the amount of disability pension and
invalid pension should in no case exceed the last pay drawn. These instructions
would continue to apply in the context of revised minimum pension of Rs.3500/-.
(*certain minimum amount refers to the amount calculated as per provisions of
Rule 49(2)(c) of CCS(Pension) Rules.





59. Whether the provision of adding years in qualifying service for computation
of pension is still in force?

The extent of benefit of adding years of qualifying service for computation of
pension/related benefits has been withdrawn w.e.f. 2.9.2008.



60. Whether the provision of adding years in qualifying service has been
withdrawn for calculating gratuity also?

Yes, w.e.f. 2.9.2008.



61. What is the revised quantum of ex-gratia lumpsum compensation to Civilian
employees who die in performance of their bon fide official duties?>



In modification of Deptt. Of Pension & PW’s OM No.45/55/97-P&PW(C) dated
11.9.1998 the ex-gratia lumpsum compensation to Civilian employees who die in
performance of their bon fide official duties has been revised as under :



(a) Death occurring due to accidents in course of

Performance of duties Rs.10.00 lakhs

(b) Death occurring due to accidents in course of

Performance of duties attributable to acts of violence by terrorists,
anti-social elements,etc. Rs.10.00 lakhs



(c) Death occurring

(a) enemy action in international war or border skirmishes and

(b) action against militants, terrorists, extremists etc. Rs.15.00 lakhs



(d) Death occurring

while on duty in specified high altitude, inaccessible border posts, etc. on
account of natural disasters, extreme weather conditions. Rs.15.00 lakhs







62. Whether the additional pension/family pension available to old pensioners
would be payable from the date of attaining age of 80 years or above or from the
first day of the month in which the date of birth falls?



The additional quantum of pension/family pension, on attaining the age of 80
years and above, would be admissible from the 1st day of month in which his date
of birth falls. For example, if a pensioner/family pensioner completes age of 80
years in the month of August, 2008, he will be entitled to additional
pension/family pension w.e.f. 1.8.2008. Those pensioners/family pensioners whose
date of birth is 1st August, will also be entitled to additional pension/family
pension w.e.f. 1.8.2008 on attaining the age of 80 years and above.





63. Whether the period of 10 years for payment of enhanced family pension would
also apply in the case of a Government servant who died before 1.1.2006 and in
respect of whom the family was receiving enhanced family pension as on 1.1.2006
?.



Yes. The period of 10 years for payment of enhanced family pension will count
from the date of death of the Government servant. These orders will, however,
not apply in a case where the period of seven years for payment of enhanced
family pension has already completed as on 1.1.2006 and the family was in
receipt of normal family pension on that date.





64. From which date the Constant Attendant Allowance is payable ?

Constant Attendant Allowance is payable from 1.1.2006.



65. Whether the pensioners who retired on disability pension before 1.1.2006
would also be entitled to Constant Attendant Allowance ?.



Yes, the pensioners who retired on disability pension before 1.1.2006 and
fulfilling the conditions mentioned in para 10.1 of O.M. No. 38/37/08- P&PW(A)
dated 2.9.2008 would also be entitled to Constant Attendant Allowance.





66. Whether Dearness Relief will be admissible on Constant Attendant Allowance?


No.



67. What would be the age to be used for commutation of additional commutable
pension and which factor would be used for such additional commuted value of
pension ?



The age reckoned for calculation of commuted value of pension at the time of
original application for commutation of pension will apply for calculation of
commutation value of additional commutable pension. However, as mentioned in the
OM dated 2.9.2008, the commutation factor in the revised Table of Commutation
Value for Pension will be used for the commutation of the additional amount of
pension that has become commutable on account of retrospective revision of
pay/pension.





68. From which date the reduction in pension on account of additional
commutation of pension will take effect?



Reduction in pension on account of additional commutation of pension will be in
two stages as per the provisions contained in Rule 6 of the CCS(Commutation of
Pension) Rules,1981.





69. What will be the date of restoration of additional commutation of pension?


The commuted portion of pension shall be restored after 15 years from the
respective dates of commutation as provided in Government of India decision No.1
under the Rule 10 of CCS(Commutation of Pension) Rules,1981. Necessary
endorsement should be made on PPO.


source;pensioners portal






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